Today my wife went to our local Publix pharmacy to fill two of our maintenance drugs. Each was a Tier 1 drug under the PPO plan meaning that they were covered under a $10 co-pay each, or $20 for the two. We paid full price for both of them which was $16! So for the past couple of years I've been paying an insurance premium which caused these two drugs to cost me more.
When she went to pay she swiped our HSA card and it worked. Success!
For those of you, like me, chose the HDP and HSA pairing for medical coverage, I hope you are having a similar experience. If not I'd like to hear from you, and feel free to comment on this blog.
For those of you still on the PPO plan, with or without an FSA, I'll keep you posted with our family's experience in this brave new world of quasi-self insurance.